OCC Releases October 2026 CRA Ratings for 19 Banks
The OCC published Community Reinvestment Act performance evaluations for 19 national banks and federal savings associations covering October 2026.
The Office of the Comptroller of the Currency on Monday released Community Reinvestment Act performance evaluations for 19 national banks and federal savings associations, covering the period from October 1 through October 31, 2026.
The CRA, enacted in 1977, requires federal regulators to assess how well banks meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. Evaluations are made public on a rolling basis by the OCC, which charters and supervises national banks and federal savings associations.
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The release is part of the agency's routine transparency obligations under the CRA framework. Institutions receiving evaluations span a range of asset sizes and geographic footprints, and their ratings can influence future merger approvals, branch expansions, and other regulatory decisions.
CRA ratings carry significant weight for financial institutions, as a poor grade can trigger heightened regulatory scrutiny and complicate applications for corporate activities requiring OCC approval. Banks rated outstanding or satisfactory generally face fewer hurdles in such proceedings.
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